Finance cluster
Retirement Calculators
Retirement calculators for contribution planning, account comparisons, withdrawal timing, pension estimates, and long-run savings durability.
Top calculators
A short starting set for the most common retirement calculators workflows.
401(k) Growth Calculator | Estimate Retirement Savings, Employer Match, and Investment Growth
Use this 401(k) growth calculator to estimate how your retirement balance may grow over time with your current balance, salary, annual salary growth, employee contributions, employer match, and investment returns.
401(k) Employer Match Calculator - Boost Retirement Savings
Estimate how employer matching contributions can grow your 401(k) and project the future value of your retirement account.
72(t) SEPP Calculator (Substantially Equal Periodic Payments)
Estimate annual 72(t) SEPP withdrawals from an IRA or other tax-deferred retirement account using age, balance, and an interest-rate assumption. Compare RMD, fixed amortization, and fixed annuitization methods.
SEP IRA Contribution Calculator for Self-Employed
Estimate your maximum deductible SEP IRA contribution on self-employment or W-2 income, apply IRS compensation caps, and compare with Solo 401(k) options.
Inherited IRA RMD Calculator (SECURE Act 10-Year Rule)
Estimate inherited IRA withdrawals under the SECURE Act 10-year rule. Model annual distributions, growth, taxes, and strategy tradeoffs for traditional or Roth inherited IRAs.
Roth vs. Pre-Tax 401(k) Break-Even Calculator | Compare After-Tax Retirement Value
Compare Roth and traditional 401(k) contributions, include reinvested tax savings in a taxable account, and estimate the future marginal tax rate where both strategies break even.
Inherited IRA Distribution Calculator (SECURE Act 10-Year Rule & Life Expectancy)
Estimate a year-by-year inherited IRA withdrawal schedule under SECURE Act rules. Compare 10-year, 5-year, and life-expectancy style distributions with a simple growth assumption.
Roth vs Traditional 401(k) Calculator for After-Tax Retirement Value
Compare Roth and traditional 401(k) contributions by modeling current tax rates, retirement tax rates, annual returns, and years to retirement to estimate after-tax retirement value.
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401(k) Catch-Up Contribution Calculator for Age-50+ Retirement Projections
Estimate how 401(k) catch-up contributions affect your projected retirement balance, including the selected year’s age-based catch-up allowance and the plan limits modeled on this page.
401(k) Employer Match Calculator - Boost Retirement Savings
Estimate how employer matching contributions can grow your 401(k) and project the future value of your retirement account.
401(k) Growth Calculator | Estimate Retirement Savings, Employer Match, and Investment Growth
Use this 401(k) growth calculator to estimate how your retirement balance may grow over time with your current balance, salary, annual salary growth, employee contributions, employer match, and investment returns.
72(t) SEPP Calculator (Substantially Equal Periodic Payments)
Estimate annual 72(t) SEPP withdrawals from an IRA or other tax-deferred retirement account using age, balance, and an interest-rate assumption. Compare RMD, fixed amortization, and fixed annuitization methods.
Cash Balance Pension Contribution Calculator | Estimate Plan Funding and Deduction Room
Estimate cash balance pension pay credits, interest credits, baseline funding, approximate deductible contribution room, and projected retirement balance.
Coast FIRE Calculator | Estimate Your Coast Number and FI Target
Estimate your Coast FIRE number and full FI target, then see whether today's portfolio can grow into retirement without any new contributions.
CPP Retirement Benefit Estimator | Estimate Your Canada Pension Plan Pension
Estimate your Canada Pension Plan retirement pension using average pensionable earnings, contribution years, dropout months, inflation, and start-age adjustments.
Federal Employee Leave Accrual & Payout Calculator
Project federal annual and sick leave with the real 4/6/8-hour accrual tiers, 240-hour use-or-lose cap, lump-sum payout at retirement, and FERS sick leave credit.
Financial Independence Calculator - FIRE Number and Timeline
Estimate your financial independence number and years to FIRE using expenses, savings, and investment returns.
Inherited IRA Distribution Calculator (SECURE Act 10-Year Rule & Life Expectancy)
Estimate a year-by-year inherited IRA withdrawal schedule under SECURE Act rules. Compare 10-year, 5-year, and life-expectancy style distributions with a simple growth assumption.
Inherited IRA RMD Calculator (SECURE Act 10-Year Rule)
Estimate inherited IRA withdrawals under the SECURE Act 10-year rule. Model annual distributions, growth, taxes, and strategy tradeoffs for traditional or Roth inherited IRAs.
IRA Contribution Limit Calculator - 2024 Eligibility
Estimate your maximum IRA contribution for traditional or Roth accounts in 2024 based on age, income, and filing status. Includes detailed explanation with MathML and reference tables.
Lottery Lump Sum vs Annuity Calculator - Compare Jackpot Payouts After Tax
Compare a lottery jackpot lump sum with the present value of an annuity after taxes. See how the advertised prize, cash option, payout years, and discount rate change the choice.
Net Worth Percentile & Wealth Position Calculator | Compare Your Wealth by Age
Estimate your age-based net worth percentile, compare your balance sheet with approximate U.S. household medians, and review a simple wealth-position summary.
Pension Lump Sum vs Annuity Calculator - Optimize Retirement Payouts
Compare the present value of annuity payments against a one-time lump sum to decide how to receive your pension.
Roth vs Traditional 401(k) Calculator for After-Tax Retirement Value
Compare Roth and traditional 401(k) contributions by modeling current tax rates, retirement tax rates, annual returns, and years to retirement to estimate after-tax retirement value.
Roth vs. Pre-Tax 401(k) Break-Even Calculator | Compare After-Tax Retirement Value
Compare Roth and traditional 401(k) contributions, include reinvested tax savings in a taxable account, and estimate the future marginal tax rate where both strategies break even.
SBP Premium Calculator (Military) – Estimate Monthly Cost & Annuity
Estimate SBP monthly premium and survivor annuity (55% of base) for spouse, spouse & child, or child-only coverage. Includes examples and limitations.
SEP IRA Contribution Calculator for Self-Employed
Estimate your maximum deductible SEP IRA contribution on self-employment or W-2 income, apply IRS compensation caps, and compare with Solo 401(k) options.
Social Security Break-Even Age Calculator | 62 vs FRA vs 70
Find your Social Security break-even age to the month. Compare claiming at 62, FRA, or 70 with COLA and present-value options, plus best claiming age by longevity.